Chanakya neeti-7

When the shell insect gets it's size bigger then it leaves the shell and go away from it.
Same is the case with humans when they think to achieve something bigger then they should leave their home or comforts and try their best to achieve something big.
So if you wish to progress then you must leave your comforts.

Guarantor

Guarantor is a very important person.When a person want a loan then in some cases guarantor is required.But

should you be a loan guarantor? It is a big
question one should ask to oneself.You will not be able to give correct answer until you know the following things.

Types of guarantor

Two types of guarantor are first financial and other non financial.Financial guarantor has to take on the full legal liability for loan repayment.
Non-financial guarantor acts as a mission between the bank and the borrowers.

Effect on your credit score
When you become financial guarantor of some on then your loan eligibility become less accordingly.
Suppose you are eligible to take 50 lakh loan as per your salary and you are guarantor for 30 lakh loan then  if you seek for loan then you will be given loan of 20 lakh ,be because​ you already have liability for 30 lakh loan.

Expert Opinion

So before becoming the financial guarantor first observe the financial condition of that in detail and also convince him to take insurance cover for his 

EMI.

An equated monthly installment (EMI)

 is a fixed payment amount paid by a borrower to the lender at a specified date each calendar month. Equated monthly installments are used to pay off both interest and principal each month so that over a specified number of years, the loan  could be repaid in full.

Argument

Whenever a discussion happens among parties then some time some party decides that they would not accept others view about any topic.

When one party remains rigid about their views then that  discussion does not end peacefully.

But it is the need of the hour that one must be flexible about one's​ views ,if one comes across some right views then one should accept it.
This type of argument will be useful not useless.
Acceptance of weakness is not weakness but it is considered  as a strength.So whenever such hot discussion takes place then all the concerned parties must be open minded.

Chanakya neeti-6

When the sun rays are collected in a perticular place with the help of lense then that place gets the temperature enough to catch the fire.
Same when you focus on and concentrate on your aim then it is certain that you will achieve your goal.
So focus on your aim and achieve your target.

Civilian awards

BHARAT RATNA

The highest civilian award of the India.This was instituted in 1954. Any person without distinction of race,gender... is eligible for this award. It is given to recognise exceptional service of the highest order.This is not compulsory to give this award every year.

PADMA AWARDs

These awards were instituted in 1954.These awards are given every year on Republic Day. There three categories in descending order of importance.

 PADMA VIBHUSHAN 

For exceptional and distinguished services.

PADMA BHUSHAN

For distinguished service of a high order.

PADMA SHRI

For distinguished service.

Chanakya neeti-5

As when sword is made then piece of steel has to go under many harsh condition,has to bear many strikes of hammer.Then piece of steel is changed into a sword.

Likewise if a person want to become effective,impressive, successful then person should consider all the difficulties he goes through as training towards Excellence.

Geneva Convention

Geneva Convention definites the set of rules to protect the prisoners of WAR.
The rules first setup in 1929 and later they were amended in 1949 after WORLD WAR TWO

Total four Geneva convention held.

Third Geneva convention drafted the rules abouts POW and how he or she will be treated.

POW are members of armed forces of one party and who fall in the hands of other party.

Some other persins can be treated as POWs under some circumstances.

As per Geneva Convention

POWs detention is not form of punishment.

POWs must be released and repatriated immediately.

POWs must be treated humanely in all circumstances.